There are a number of different life insurance products and features to consider when evaluating plans. Discussing the importance of owning life insurance can be a sensitive topic — after all, few people like to talk about death. However, if…
If you have outstanding debts and find yourself with disposable income, you might be conflicted about whether to save that amount or allocate it towards paying off your debt. Saving allows you to generate a nest egg, while paying off…
The 2024 presidential election may be one of the biggest market-moving catalysts in the next six months. It’s too early to speculate about a potential winner, and the recent exit of President Joe Biden has added an extra layer of…
Whenever a US presidential election rolls around, it’s not uncommon to hear it described as “unprecedented.” With the 2024 US presidential election experiencing so much flux in recent weeks, it would be understandable for investors to be wondering what impact…
It’s one thing to spend a bit of money treating ourselves to life’s various luxuries, but it’s another thing to splurge to the point where it hurts our finances. Many Americans are guilty of the latter. In fact, the average…
Although you may know it’s not healthy to constantly try to keep up with the Joneses, it’s human nature to want to see where you stand in comparison to your peers – and it’s no different when it comes to…
What Is a Rollover IRA? A rollover Individual Retirement Account (IRA) is an account that allows you to transfer assets from an old employer-sponsored retirement account to a traditional IRA. The purpose of a rollover IRA is to maintain the tax-deferred…
Let’s talk about WHY saving money is a game-changer! Bill Westcott Inc. is here to remind you that saving isn’t just about stashing cash – it’s about securing your dreams and building a solid foundation for whatever life throws your…
When switching jobs, there are a number of considerations for what to do with the money in your previous retirement plan. Congratulations on your new job! As you navigate through a new onboarding process, you stop suddenly when you get…
Creating an estate plan is a key component of achieving financial wellness Most people don’t spend too much time thinking about end-of-life planning on a daily basis. But you may have loved ones who will soon face those issues. While…
