In 2022, Americans spent $136.8 billion on their pets—including pet food, veterinary care, grooming, boarding, insurance, and other pet-related products and services.1 That amount is more than 50% higher than the amount spent in 2018, when expenditures reached $90.5 billion,…
Trying to buy or sell assets based on absolute market highs or lows may produce lower returns. Buying low or selling high is a prudent strategy for most investors, an effort to maximize returns. But buying lowest or selling highest…
A lot of people don’t realize how much money they could save if they stopped nickels, dimes, and dollars from leaving their online accounts, pockets and wallets for reasons that could have been avoided—if they’d been more financially literate. In…
Do you have a financial plan that will help you send your kids to college, take the trips you’ve dreamed about, and enjoy your golden years? If not, you may want to start planning now. Creating a financial plan may…
Keep Your Money Safe With These Online Shopping Security Tips The 2022 holiday gift season is now in the rear-view mirror. If you’re like many other people, chances are you did a good amount of shopping online. After all, online…
Identity theft compromises the personal data of millions of Americans every year. There are steps you can take to minimize your online risk and protect your sensitive data from cyber-attacks. Identity theft is a growing concern that impacts millions of…
Many adults have aging parents who are in need of living and health care assistance. There are a number of resources today that can help them grow old gracefully, either in their existing home or in a facility, along with…
You’re finally ready to move up from your rental unit to your own home. Before you start searching for a home, understand how much money you’ll really need. Be prepared for the myriad expenses that you must add to the…
Health costs rise with age and the level of a retiree households modified adjusted gross income. Typical costs can be either transitory or persistent. Transitory costs, such as breaking an ankle playing pickleball or the slip of the knife in…
A 2020 white paper by Wenliang Hou for the Center for Retirement Research at Boston College looked at the differences between how retirees perceived retirement risk issues compared to what empirical evidence shows. The five key risks evaluated were 1.)…
