The Price of Financial Illiteracy

A lot of people don’t realize how much money they could save if they stopped nickels, dimes, and dollars from leaving their online accounts, pockets and wallets for reasons that could have been avoided—if they’d been more financially literate. In…

Planning your financial future

Do you have a financial plan that will help you send your kids to college, take the trips you’ve dreamed about, and enjoy your golden years? If not, you may want to start planning now. Creating a financial plan may…

Smart Shopper

Keep Your Money Safe With These Online Shopping Security Tips The 2022 holiday gift season is now in the rear-view mirror. If you’re like many other people, chances are you did a good amount of shopping online. After all, online…

Gone Phishing: protecting against online attacks

Identity theft compromises the personal data of millions of Americans every year. There are steps you can take to minimize your online risk and protect your sensitive data from cyber-attacks. Identity theft is a growing concern that impacts millions of…

Caring for aging parents

Many adults have aging parents who are in need of living and health care assistance. There are a number of resources today that can help them grow old gracefully, either in their existing home or in a facility, along with…

Factoring Health Costs in Retirement

Health costs rise with age and the level of a retiree households modified adjusted gross income. Typical costs can be either transitory or persistent. Transitory costs, such as breaking an ankle playing pickleball or the slip of the knife in…

Investor Behavior and Portfolio Growth

Legendary college basketball coach John Wooden once said something particularly applicable to long-term investing strategy when he said, “What’s important is what you do once you know what you are doing.” Investors cannot control the market returns, but they can…

Basics of Investing

There are five basic considerations when investing money. Before discussing the five basics, it is important to stress the distinction between saving and investing. Saving is used to accomplish financial objectives that are near to medium term which require a…