• How often will you meet with me?

    Some people like to meet quarterly, others twice a year. We are available on the phone daily to answer questions and you have the option of checking your account online. A principal area of expertise of Bill Westcott, Inc. is our friendly, personalized service regardless of the size of your account.

  • How do you charge for your services?

    Bill Westcott, Inc. adheres to fiduciary standards. We evaluate your portfolio, focusing on fees and costs. Many investors are unaware of hidden fees. After identifying these, we assess investment suitability and performance. If our proposal meets your needs, we negotiate a fee based on assets under management. We also offer commission based services if more suitable.

  • How do you approach and individualize each retirement plan?

    It’s crucial for the advisor to understand each individual’s relationship with money and their capacity to adhere to a long-term plan, despite the pressing daily expenses of family life. This often involves discussions about lifestyle adjustments. Success largely hinges on how swiftly they can commit to and sustain these adjustments.

  • What happens if I have a financial emergency?

    Financial emergencies should be expected. A percentage of long-term savings should be designated in a separate account as untouchable reserves to be used when a life event happens to help avoid using future retirement money one will need later. It could be a health issue, a job loss, or a major market correction early in retirement; anything predictable can be accounted for in the savings plan.

  • If I decide I need help, what is the first thing I should do?

    Understand that you’re seeking someone to help you pursue your financial goals, not just sell investment products. Losing a trusted professional, like a doctor or lawyer, can be stressful, and finding a new advisor is no different. Some financial advisors have long careers, while others do not. It’s important to ask potential advisors about their fees and what happens if they are no longer available.

  • What happens to me if something happens to you?

    We have a succession plan to ensure that your investments will continue to be managed with the same diligence and philosophy Bill Westcott, Inc. currently uses, far into the future. That is how we have done it for 40 years; we provide fundamental, friendly advice and helpful service.